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HELOC Promotion

Asheville Grand Opening Exclusive HELOC Offer

Unlock Your Home's Potential with a 4.99% Introductory Rate Home Equity Line of Credit (HELOC)

Put your home's equity to work with flexible financing for renovations, debt consolidation, home improvements, and more, plus a introductory 4.99% Annual Percentage Rate (APR)*, a paid appraisal fee, and convenient access to available funds.1

4.99% APR
4.99% APR

Take advantage of a competitive 4.99% APR for the first 12 months to help fund your goals.

Appraisal Fee Paid
Appraisal Fee Paid

FB Financial will cover the appraisal fee for qualified borrowers.

Flexible Access to Funds
Flexible Access to Funds

Borrow only what you need and access your funds as you need them.

Convenient Payments
Convenient Payments

Auto-draft from an FB Financial checking account simplifies repayment.

Local Lending Expertise
Local Lending Expertise

Receive personalized support from local mortgage and lending specialists.

Ongoing Financing Flexibility
Ongoing Financing Flexibility

Use funds for home projects, education expenses, debt consolidation, or other financial goals.

Turn Your Equity into Opportunity

Turn Your Equity into Opportunity

Step 1: Apply for a HELOC
Submit your application before December 31, 2026.

Step 2: Access Available Equity
Qualified borrowers receive a Home Equity Line of Credit with a promotional introductory rate.

Step 3: Enjoy Promotional Benefits
Receive a paid appraisal and introductory rate for the promotional period.

Ready to Put Your Equity to Work?

Whether you're planning home improvements or preparing for future expenses, an FB Financial HELOC can help you reach your goals.

START A CONVERSATION START A CONVERSATION Ready to Put Your Equity to Work?
1 Home Equity Lines of Credit (HELOC): For a limited time, receive an introductory 4.99% Annual Percentage Rate (APR) and paid Appraisal fee for HELOC applications taken by December 31, 2026. The introductory APR is effective for the first 12 months following loan closing. After the introductory period, the APR will adjust to the Wall Street Journal Prime Rate plus 0.00% (Prime + 0.00%) and may vary based on changes to the Prime Rate. FB Financial, A Division of FirstBank, Nashville, TN (FB Financial), will pay the cost of the initial appraisal fee. All other closing costs related to the property are the responsibility of the borrower. Such as flood, title insurance, recording fees, property taxes, insurance premiums, association fees, etc. To receive the 4.99% APR introductory rate and paid Appraisal fee, an FB Financial A Division of FirstBank Nashville TN checking account is required with auto-draft, however it is not required as a loan condition. The minimum loan amount is $25,000.00 with no maximum loan amount. You may make additional principal payments at any time without penalty. Property insurance is required, including flood insurance when applicable. Subject to credit approval and property collateral evaluation. Consult your tax advisor regarding the deductibility of interest and related charges. Loan is secured by a lien against your property. Offer subject to change or withdrawal without notice. Products and services offered by FB Financial, A Division of FirstBank Nashville, Tennessee. FirstBank Institution NMLS ID 472433. Member FDIC.
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