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Business Banking at FB Financial

Business Banking

Business Banking isn’t just about big deals. It’s about dreams.

Business banking that keeps your business moving 

Running a business means managing cash flow, making decisions quickly and planning for what comes next. FB Financial provides business banking solutions designed to help you stay in control, operate efficiently and grow with confidence. 

Business Checking Accounts

Business Checking Accounts

Our business checking accounts are designed to support a range of activity levels from small, straightforward operations to higher-volume businesses.
FirstBusiness Checking

Built for small businesses that want simplicity and control, FirstBusiness Checking provides an easy way to handle daily transactions without monthly fees. With unlimited check writing, online bill pay, and up to 500 free transactions each statement cycle, it’s a practical solution for low‑volume business banking needs.

$100 Minimum Opening Deposit

No monthly service charge. Up to 500 Free transactions per statement cycle. Account will be charged $.30 per transaction over 500.

FirstCommercial Checking
An analyzed business checking account built for growing and established businesses with higher transaction activity, offering earnings credits that can help offset service and transaction costs. 
$1,000 Minimum Opening Deposit

All accounts are analyzed and charges may apply.

Public Funds Interest
An interest‑bearing checking account designed for public entities, offering tiered, variable interest on higher balances while keeping funds fully accessible for ongoing operational needs.
$5,000 Minimum Opening Deposit
$10 monthly service charge if balance falls below $5,000. Service charges apply.
Business Lending and Financing

Business Lending and Financing

We offer business lending solutions designed to help you move forward with clarity—whether you're managing working capital or planning expansion.
Business Line of Credit
A flexible, revolving credit solution that allows businesses to access funds as needed for short‑term expenses or cash flow management while paying interest only on the amount used. 
Commercial Line of Credit
A scalable revolving credit solution designed for established businesses with more complex financial needs, providing ongoing access to capital for managing operations and cash flow fluctuations. 
Commercial Real Estate Financing 
Long‑term financing for the purchase, refinance, or improvement of commercial properties, structured to align with property cash flow and long‑term business goals. 
Treasury and Cash Management

Treasury and Cash Management

Our treasury services are designed to streamline financial operations—helping you manage incoming and outgoing payments with greater control.
Collecting & Depositing Funds
  • ACH Services
  • Remote Deposit Capture
  • Lockbox Services
  • Merchant Services
  • Wires
Managing Risk
  • ACH Block / Filter Services
  • Controlled Disbursement Account
  • Check Imaging
  • ACH Positive Pay
  • Check Positive Pay
Disbursing Funds & Payments
  • ACH Services
  • Commercial Card
  • Wires
Managing Funds
  • Zero Balance Accounts (ZBA)
  • Sweep Services
Digital Banking for Business

Digital Banking for Business

Our digital banking platform allows you to manage your business finances with flexibility and control.
Online Banking Features
  • Manage your accounts anytime with real-time balances, transactions, statements, and check images
  • Move money with confidence using transfers, bill pay, Zelle®, and linked external accounts
  • Stay informed and in control with customizable alerts, travel notices, card controls, and spending insights
  • Monitor your financial health with cash flow tools, transaction tagging, and MyCredit Manager
  • Bank your way through a personalized dashboard, quick actions, and seamless access across devices
Enjoy Bill Pay- For Free!

Pay bills quickly and securely with Bill Pay, included at no cost with your Online Banking account. Schedule one-time or recurring payments, manage bills from virtually anywhere, and track payment activity all in one place.

With Bill Pay, you can:

  • Pay bills anytime, anywhere in the United States
  • Schedule one-time or recurring payments
  • Set payments up to a year in advance
  • Track payment status and history online
  • Save time by eliminating paper checks, stamps, and manual bill management
  • Transfer funds between eligible checking and money market accounts, including accounts at other financial institutions
  • Enjoy the convenience of a secure, trusted payment solution

Please note: Bill Pay cannot be used for court-ordered payments, state tax payments, or international payments.

FB Mobile Banking

Manage your business finances anytime, anywhere with the FB Mobile Banking app. View account balances, monitor transactions, transfer funds, and deposit checks securely from your mobile device.

Download the app
Google Play Apple Store
Business Online Banking

A digital banking platform that helps small businesses manage accounts, payments, invoicing, and cash flow from one centralized, secure system.

Download the app
Google Play Apple Store
Treasury Management
A more advanced digital banking platform designed for growing businesses, the Treasury Management platform builds on Business Online Banking by providing enhanced control, visibility, ACH and payment capabilities to manage complex financial operations.
Download the app
Google Play Apple Store
Business Debit Cards & Business Credit Cards

Business Debit Cards & Business Credit Cards

Get the credit you deserve for your great choice of business banks.
Business Debit Card

Enjoy the convenience of paying directly from your FB Financial Business Checking account with a debit card designed for your business. Make secure purchases, access cash, and manage expenses with confidence. Plus, with worldwide Visa® acceptance and built-in fraud alerts, you can bank knowing your business is protected every step of the way.

Business Debit Card

Visa is a registered trademark of Visa International Service Association and used under license.

Business Credit Card

Get the card that gives you credit for your business sense. FB Financial offers business credit cards with no annual fee, competitive rates, bonus transfer promotions and the availability of rewards that earn points or cash back with our Platinum Payback, Platinum Preferred and World Elite and World Elite Plus Mastercard® credit cards.

To view the benefits of each business credit card and to apply online, go to our Credit Card Service Center.
Business Credit Card

Mastercard is a registered trademark of Mastercard International Incorporated.

FAQs

Let’s move forward—together.

Whether you're managing today or planning what's next, we're here to help you make confident financial decisions.
START A CONVERSATION START A CONVERSATION Let’s move forward—together.
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